What is the best credit card to apply for online?
Sunday, March 7th, 2010 at
1:18 pm
Alison F asked:
I want a limit of maybe 10,000 dollars to help with my wedding. I also currently have a credit card, my only credit card of 3,000 dollars that I would like to pay off with the new credit card. I have very good credit so I really dont think that will be an issue.
Tagged with: Apply Online • credit card • New Credit
Filed under: Credit Cards Online
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bank of america
Apply for a credit card with the bank that you already bank with or if you have an automobile loan with a bank try them. Another good resource is a credit union. If your employer or your profession or church has an affiliation with a credit union that is a good place to start too.
What is your current interest rate on your card with $3000? I suggest, you obtain a new credit card with low interest and then do a balance transfer from current card to new card as this will save you interest money for 6 to 12 months at least. I suggest, take Citi bank balance transfer offer.
I just wrote an article on this very topic.
I would definitely go for a Visa or Mastercard. You can use any main company (Bank of America, Chase, etc.). Just do a quick comparison on those sites and see which one offers the lowest rates for the longest period of time. If you are transfering a balance, don’t forget to see what the balance transfer fees are!
Just look for the ones that are offering a zero percent interest rate (and a rewards program would be nice). Make sure to only do this from secure websites that are from the actual companies. Good luck, and I hope you have a blessed marriage =).