dany72190 asked:
I’m planning to attend college next year and well I’m planning to get a credit card to pay for college since that’s the only way i can pay(personal reasons) So anyway…someone can tell me which one is good?
What credit card is good to pay for college?
August 22nd, 2010Credit Cards – Read This Before You Choose
August 19th, 2010Choosing the right credit card can be a real pain. The market is burning hot and companies competing by offering more and better benefits. It is vital that you review creditcard offers properly in order to make an educated and smart decision on which one to select. In case you just pick the first offer you get in the mailbox, you could get in trouble with a card you don’t want. Listed below are a few factors to consider when you are planning to select the one that suit your needs in the jungle of credit cards.
Confirm the interest rates
Whenever you are trying to find the best credit card, keep the eyes open for companies offering 0% interest upon purchases. The rates can vary often, fast and sometimes with several percent. This info is something you have to keep fresh. Interest rates could cost you quite a lot of cash unless you pay back in the end of the month. This means that getting a card that charges zero interest will save you quite a lot of cash.
Look for hidden fees
This can be a difficult one. You might not realize that there is a fee for something before you use the card in some new way. The advice is to try to read the terms as carefully as possible. You could also do a search for the company and see if there are any complaints. When you find reviews you should be aware of the fact that many of them are biased and written by people partnering with the companies.
What about rewards programs
Something else to check out when you’re selecting a credit card is if there are any rewards programs which will go with the card. Most companies offer rewards which are depending on the purchases you are making with your credit card. This can be either cash back on your purchases or chances completely free holidays. A rewards system which offers cash return is usually a good plan if you are using your card frequently.
Cash advance option
Most of us sometimes run into situations when we need more cash than we have at the moment. In such situations it’s great to have a credit card with a cash advance option. This lets you get money from an ATM when you need it. Although interest levels with this money are usually higher, occasionally you might need crisis funds, making this an excellent choice to consider when selecting a credit card.
Online payment and management
For anybody who is frequently on the run and live an active life, do not like to stress about paying bills by the due date. When deciding on a credit card, you should find one that lets you pay the bill online every month. Probably this is standard nowadays but anyway something to check out. Another great feature is the possibility to check and manage the account from your phone.
One company that meets all the mentioned conditions and worth checking out is Virgin credit cards.
What is a good credit card for someone with excellent credit?
March 7th, 2010allison98765 asked:
I have excellent credit, and I’m looking for a good credit card that offers rewards/cash back bonus and paying online. I’ve heard there are some good credit cards out there, any suggestions?
What is the best credit card to apply for online?
March 7th, 2010Alison F asked:
I want a limit of maybe 10,000 dollars to help with my wedding. I also currently have a credit card, my only credit card of 3,000 dollars that I would like to pay off with the new credit card. I have very good credit so I really dont think that will be an issue.
What is a good credit card to get that you almost will never get turned down for?
March 7th, 2010JerseyJeff84 asked:
I currently have two credit cards, but would like to get one final one. I’ve been getting turned down for a few recently that I thought sounded good. What are some good cards and websites where I can get a credit card that almost every gets approved for? I’m young(21) and trying to establish some more credit. My friend got approved for a Best Buy credit card tonight and his credit isn’t that good. However, I just want a main card(for example: visa, discover) and not a store card. Thanks for any help.
What category does a credit card loan go to when the debit is for equipment for your business?
March 6th, 2010queen_kat779 asked:
Will my credit card be under a cost of goods account, expense account, loan or what? The equipment had already been paid in full by the credit card, now we are paying the credit card off. Should I name the credit card as a vendor?
What credit card is higher a Band of America Platinum Plus or a Bank of America Signature Credit Card?
March 5th, 2010travelplus asked:
With the World Points Credit Card what is higher a Platinum Plus or a Signature. What is the difference in terms of APR, Eligibility etc? What is the highest level of cards? Is My Concierege a good service? Are the airfares really without blackout dates? Is there accident insurance. With the new Bank of America World Points card with 1.25 points is the Platnium Plus the highest level?
How long to build credit up after cancelling credit card?
March 5th, 2010nmommy07 asked:
I am thinking of getting a particular credit card to use on a purchase due to the fact it offers money off the purchase. I know this isn’t a great idea, so I’m still thinking about it, but my concern is with my credit. My credit is fairly good right now and I’m wondering if I get the card and cancel it shorty after, how long does it take to build the credit I lost from getting & cancelling the card, back to normal? If it’s just a few points, does that take weeks/months? Thanks.
What is the best credit card for an 18 year old?
March 5th, 2010alilley07 asked:
I am only getting a credit card so that I can make small purchases and pay them off right away to build my credit. Please do not lecture me on how to use a credit card, I am already fully aware. I just want to know which credit cards have the lowest rates for an eighteen year old with no credit. Thanks in advance!
If you are just going to answer “none’ don’t bother.
What type of credit card can I apply for and get approved with current bad credit to start rebuilding?
March 4th, 2010Mrs. E asked:
Im currently disputing a lot of derrogatory info on my credit reports from all 3 agencies. I currently have no major credit cards and was informed that if I opened a credit card account and made the payments on time that would up my credit score.