Robert B asked:

I want a credit card with a good balance tranfer offer. Six months at 0% will do fine.

It might be nice for it to be otherwise a good credit card too because I might pay the balance off in about a month and still want to use the credit card.

I already have a Amazon credit card with Chase so I think I need to use a different bank.

Brandi asked:

I just turned 18 and I am trying to get my own place but they said I need to have good credit. To have good credit, they said I have to build good credit, but the only way to build good credit is to have good credit. Why is that? I was looking at credit cards and purchases become way more expensive when you buy them a credit card. So why use one? But to build credit you need to use one. Am I mistaken? Could someone explain how a credit card works please?

chaos_magician13 asked:

I recently turned 18 and im in a great living situation. i live with my dad, make about 1000 a month and im a musician. I wanted to buy a new bass and amp, but more importantly need to start my credit. I already have the money to buy the bass today, but i wanna see if i can start my credit with this purchase.The stores i went to say i need at least a 700 score to apply for their credit.
Is there any credit i can apply for, without having to pay financing and apr and so on without having credit to begin with. My plan is to buy the bass with credit, pay it off right away, and probably cancel the card right after.

Surain C asked:

There are rumours about money theft by unauthorized persons from your debit cards,credit cards and bank accounts.I am planning to do business online.Will it be safe to give my credit card, debit card and bank account number to paypal and ebay.

Brooke asked:

Many credit cards say they are platinum, and say platinum on them. I know there’s got to be a meaning for that. But what does it mean? How is a platinum credit card different from a non-platinum credit card?

Please, no links to websites, just answer the question.

RAV94 asked:

When I make a purchase with my debit card and go home to check my bank account , the purchase is already in the system. But when I use my credit card it takes at least a couple days. If there are any credit card companies that process as fast as using a debit card, please let me know, Thanks

muchioooooooo asked:

do we have to pay the credit card company if we are not using it even for a penny?

rich61969 asked:

I am being sued by a collection agency for an old (over 3 years) Visa credit card debt. I live in Alabama and the Statue of Limitations on Open Accounts is 3 years. I hired an attorney but he says that I probably will have to settle because it is not an open account but a written contract account which has a SOL of 6 years. He says this because the collection agency produced a piece of paper that I signed when I opened the account (basically it’s the credit card application). I researched on my own and most information that I found says that credit cards are always open accounts. I did find one place (Wiki Answers) where someone said that credit cards could be written contracts. Is my attorney wrong or can this indeed be a written contract in some way. I really need to know before I go to court. Please give me some type of solid backup to your answer and not just your opinion.

Kit-Kat asked:

Im 19 and I need to start building credit. I was wondering what credit card would be a good credit card for a first timer.
Thanks!

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