Posts Tagged ‘credit card debt’
Sunday, February 28th, 2010
Stephen S asked:
I live in the State of Georgia and am being sued over an old credit card that I defaulted on. It has been more than 4 years but less than 6 years since the date of default, so depending on whether credit card debt is considered an open account or a written contract in the State of Georgia, the Statute of Limitations may or may not apply. The Staute of Limitations is 4 years for open accounts and 6 years for written contracts. Does anyone know for certain which type applies for credit card debt in Georgia? The account is with Citibank MasterCard and was opened in the late 80′s or early 90′s. Thanks.
Tags: 6 Years, Citibank Mastercard, credit card debt, Credit Debt, State Of Georgia
Posted in Credit Cards Online | 3 Comments »
Monday, October 12th, 2009
Here are 7 common sense guidelines to eliminate credit card debt:
- DO make a budget listing all your fixed expenses. Rent or mortgage, car insurance, car payments, cell phones, utilities, day care, fixed loans, etc. Then try to estimate a reasonable budget for discretionary items like food, drinks, dry cleaning, etc.
- DO make a second list of all your outstanding balances and sort by balance, minimum payment, and interest charges if you have multiple credit card debts. (more…)
Tags: credit card debt, creditcards, debt consolidation, debt relief
Posted in credit card debt | No Comments »
Saturday, October 10th, 2009
The proliferation of credit cards can be attributed to a lot of things, as a matter of fact; most Americans own more than one credit card. Its convenience of use, fast and easy application has produced more credit card owners in our society compared to the previous generation.
Having websites that offer online applications for credit cards have also been great swaying factors in making more Americans think about getting a credit card. And why not? (more…)
Tags: American Express, credit card debt, credit cards, Credit Cards Online, debt consolidation
Posted in Main Content | No Comments »
Saturday, October 10th, 2009
Credit card debt is widespread amongst the average American household and seeking ways of consolidating debt usually means utilizing the equity in ones home or seeking a personal loan to service the credit card payments. Using the equity in your home to apply for an equity home loan and directing the funds towards debt management is an excellent method for getting your house in order in regards to your finances. (more…)
Tags: credit card debt, credit cards, credit report, credit score, Mastercard
Posted in Credit Card Dept | No Comments »
Wednesday, June 25th, 2008
Great responsibility comes with having a credit card but with the number of people who have a credit card at an all time high as with the spending it was obvious that the debts would soon follow. The swipe and spend culture has created massive debts and people are now realizing just how foolish they have been just spending indiscriminately. (more…)
Tags: credit card debt, debt consolidation, finance, Loans, money
Posted in credit card debt | No Comments »
Wednesday, May 28th, 2008
Bad credit has reached epidemic proportions in the United States, and as a result many Americans are resorting to bad credit consolidation. Although bad credit occurs for various reasons, such as late mortgage payments or inability to pay school loans, the vast majority of individuals are in trouble due to mismanagement of credit cards. Being late by even one day can result in penalties, perpetuating the cycle of late payments due to high fees and high fees due to late payments. This inability to manage one’s credit cards can result in overwhelming debt. For many, card debt consolidation is the only solution. (more…)
Tags: bad credit, Card debt consolidation, credit card debt
Posted in credit card debt | No Comments »
Saturday, May 24th, 2008
The number of people falling into the credit card debt trap on account of indiscriminate use is on the increase; many families are now experiencing severe financial problems. The problem is it is just too easy to spend money but now people are looking for ways to try and pay off the thousands they owe to the finance companies. The easiest action to take is to arrange credit card debt relief whilst you are still in a position too. (more…)
Tags: bankruptcy, credit card debt, interest rate, Loans
Posted in debt relief | No Comments »
Monday, May 19th, 2008
In recent years the inability to pay credit card debt has become a problem for many millions of people. This increase is due in part to the ease with which cards can be applied for, and issued. People now owe thousands to finance companies because they do not realize they are spending beyond their means and by the time they do come to realize, the damage is already done. Before the situation goes too far, seek a credit card debt relief solution to the problem. (more…)
Tags: credit card debt, debt consolidation, debtor, interest rate
Posted in Credit Card Dept | No Comments »